The Doves Funeral Plan:
Funeral Cover | Funeral Insurance | Funeral Scheme | Funeral Policy | Funeral Plan
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Key features of the Doves Funeral Cover:
- lowest premiums
- well respected company
- no medicals
- extended family option
- quick payout
- funeral services
Somebody once said that there are only two sure things in life - taxes and death. More often than not, the death of a loved one is the most unexpected event we face in the cycle of life. And usually it happens when we are least prepared to cope with the emotional and financial burden of a dignified last respect.
Designed and offered by Doves Ltd, the Doves Funeral Plan is a funeral insurance package that provides you with the finances when needed most.
Doves underwritten by Union Life
FOR AS LITTLE AS R20 PER MONTH
YOU CAN INSURE YOURSELF FOR R5 000!A premium of R38 per month, on the other hand,
will provide R5000 funeral cover for yourself, your spouse
and children. And you have the option to increase
this cover to R10000!
The Doves Funeral Plan also offers you the flexibility to add extended family members to the base policy. These include parents and parents-in-law, brothers and sisters, not legally adopted children and uncles and aunts.
No medical questions are asked, but there is an initial waiting period of six months before full cover applies. However; during the waiting period you are covered for death caused by accidents, provided the deceased did not contribute to his own death - the normal benefit will be payable.
Cash is available within 48 hours after we receive the required documents such as a certified death certificate, the Doves Funeral Plan membership certificate and a claim document.
Previously the Doves Funeral Plan was only available to groups of employees.
Individual cover, now available only through direct internet application (cost effective), hence probably the lowest premiums in this industry (any policy that you buy is only as good as the company that issues it and its claims-paying ability).
What are the monthly premiums?
| DESCRIPTION | COVER |
PREMIUM |
| Single person or parent up to age 65 next birthday | R5 000 |
R20, 00 |
| Single person or parent up to age 65 next birthday | R10 000 |
R38, 00 |
| Single person aged 66 - 75 next birthday | R5 000 |
R39, 60 |
| Family up to age 65 next birthday of oldest member | R5 000 |
R38, 00 |
| Family up to age 65 next birthday of oldest member | R10 000 |
R72, 20 |
Extended Family Premiums
(please take note: maximum entry age 75 years next birthday)Age Bracket of extended family member |
R 5 000 Cover |
R 10 000 Cover |
1 to 15 years next birthday |
R3.75 | R7.10 |
16 to 25 years next birthday |
R5.50 | R10.45 |
26 to 40 years next birthday |
R17.95 | R34.10 |
41 to 50 years next birthday |
R19.65 | R37.35 |
51 to 60 years next birthday |
R21.90 | R41.60 |
61 to 65 years next birthday |
R24.15 | R45.90 |
66 to 70 years next birthday |
R31.45 | R59.75 |
71 to 75 years next birthday |
R46.20 | R87.80 |
